System and method for automatic transaction

ABSTRACT

An automatic transaction system is provided with a card reader which reads the data from a card with information identifying a user recorded thereon, when said card is inserted, an operating unit which is provided with transaction selection keys operated to input the kind of transaction a user wants, and an amount key employed to input an amount of money to be transacted and others, and a display unit which displays the instructions for said operating unit for the user. Whether or not a plurality of transactions are to be performed repeatedly is input to said operating unit by a repeated transaction key. A plurality of transactions are performed repeatedly by a control unit, based on the data read from said card reader and the operation of said repeated transaction key.

BACKGROUND OF THE INVENTION

The present invention relates to an automatic transaction system whichhandles paper money automatically in financial institutions such asbanks by reading cards, and in particular it relates to the system whichis suited to a plurality of transactions on one occasion.

General automatic transaction systems have a construction in which asingle transaction or a variety of transactions are set so that a user(customer) can perform a transaction by inserting his card once.

A system disclosed in the Official Gazzette on Japanese Patent Laid-OpenNo. 32596/1973, for instance, is constructed so that it enables theselection of payment of cash and transfer to another account, whileenabling the release of cash or the automatic transfer of a paid amounton data to said account without releasing cash according to theselection of payment or transfer. Meanwhile, a system disclosed in theOfficial Gazette on Japanese Patent Laid-Open No. 37342/1978 is designedso that it can operate to transfer an amount equivalent to the amount ofmoney received from a user to an account of a specified transferee readfrom a card on which information on the deposit of the user and theaccount number of said account are recorded, thus enabling simpletransfer operations to the .[.apecified.]. .Iadd.specified.Iaddend.transferee without recording the number of his account.

When one user desires to perform a plurality of transactions in thesystems disclosed in the above-mentioned Official Gazettes, however, heis required to conduct an initial operation, that is insert a card, forevery transaction. He must pull out the card after the completion of onetransaction and insert said card again to perform another transaction.Thus, the user must put the card in and take it out for eachtransaction, while entering his code number and other data, whichresults in the disadvantage that repeated transactions take much time.

SUMMARY OF THE INVENTION

An object of the present invention is to provide a system and a methodfor automatic transactions, by which a plurality of transactions areperformed repeatedly.

Another object of the present invention is to provide a system and amethod for automatic transactions, by which transactions of differentkinds are performed simultaneously.

A third object of the present invention is to provide a system and amethod for automatic transaction, by which the time required fortransactions is reduced.

The present invention has a construction in which the operating unithaving transaction selection keys and an amount key to input an amountof money to be transacted and other data is provided with a repeatedtransaction key to input whether transactions are performed at desiredtimes, and a means is provided to enable repeated transactions atdesired times by the operation of said repeated transaction key when acard reading mechanism is driven, so that the number of operationsincluding operations to put in and take out a card can be reduced to theminimum.

BRIEF DESCRIPTION OF THE DRAWINGS

FIG. 1 is a .[.plan.]. .Iadd.perspective .Iaddend.view of an automaticcash transaction system which is a first embodiment of the presentinvention;

FIG. 2 is a block diagram of the automatic cash transaction system;

FIG. 3 is an enlarged view of transaction selection keys to theoperating unit;

FIG. 4 is a procedure flowchart of a procedure of operations;

FIG. 5(a) and (b) are illustrations of transaction selections and asuccessive transaction, respectively, showing another example ofcombination of the transaction selection keys with a display unit;

FIG. 6 is an illustration of a third example of combination of thetransaction selection keys with the display unit;

FIGS. .[.74.]. .Iadd.7A .Iaddend.and 7B are flowcharts of a procedure ofoperations corresponding to the illustration of FIG. 6, which shows asecond embodiment of the automatic transaction system according to thepresent invention; and

FIG. 8 is a flowchart of a third embodiment of the automatic transactionsystem according to the present invention.

DETAILED DESCRIPTION OF THE INVENTION

The following is a description of the present invention with referenceto appended drawings. FIGS. 1 to 4 show a first embodiment of thepresent invention which is applied to an automatic cash transactionsystem.

The automatic cash transaction system of this embodiment is disposed inthe front upper portion of a main body 1 of an apparatus, and a cardinsert slot 2a into which a magnetic card A with identification recordedthereon is inserted removably, and a dispenser port 2b which is providedbelow said card insert slot to dispense paper money and a detailedtransaction slip, are formed therein. Moreover, an operating unit 5having transaction selection keys 3 to select and input the kind oftransaction and amount keys 4 to input the amount of money to betransacted and a personal code number etc. is provided in a console ofthe main body 1 to enable a user to conduct a transaction, while adisplay unit 50 is provided in said console to display instructions forthe user.

FIG. 2 is a block diagram showing the entire construction of the system.In this figure, numeral 20 denotes a card reader which operates when amagnetic card A is inserted into the card insert slot 2a. The readerconveys the magnetic card A to a prescribed position, reads data fromthe magnetic card, and returns the card to the insert slot 2a when thetransaction is complete. Numeral 30 denotes a key reading circuit whichreads the content which the user (customer) inputs from the operatingunit 5 in response to instructions display from said display unit 50.

Numeral 60 denotes a paper money dispenser which takes out bank notesfrom a cash box and conveys them to the release port 2b when thetransaction is repayment. Numeral 70 denotes a slip issuer which printsthe content of the transaction on an entry journal for the financialinstitution and a detailed transaction slip to be delivered to the userand dispenses said detailed transaction slip to the dispenser port 2b.

Numeral 40 denotes a control unit comprising a control circuit 41 and amemory circuit 42. This unit performs the transfer of data to and fromthe above-stated devices, controlling each of them in accordance with aprogram stored in said memory circuit 42. Numeral 90 denotes a centralprocessing unit, which checks and updates information of the user andtransmits the result of the processing to the control circuit 41 througha circuit controlling .Iadd.or line control .Iaddend.unit 80.

In the present embodiment, as shown in FIG. 3, the transaction keys 3 ofthe aforesaid operating unit 5 comprise single keys 3a and 3b each ofwhich inputs one kind of transaction, and a combination key 3c to inputtransactions of different kinds in combination. Said single keys 3a and3b input information on payment and transfer transactions respectivelyin the present embodiment, and by pressing either of the keys, atransaction corresponding thereto can be input. Said combination key 3cenables the simultaneous input of information on transactions ofdifferent kinds when it is pressed. It functions, for instance, to inputdata on two kinds of transactions; payment and transfer. By operatingthe combination key 3c, combined transactions can be performed at thesame time.

Also, the said operating unit 5 is provided with repeated transactionkeys 3d and 3e to input an information on whether a transaction is to beperformed repeatedly to the transaction selection keys 3 and the amountkey 4. Said repeated transaction keys 3d and 3e are provided to inputinformation on whether transactions of the same kind or transactions ofdifferent kinds are to be repeated. A YES key and a NO key are employed,for instance, as these successive transaction keys 3d and 3e, and atransaction can be repeated by pressing the YES key in response todisplayed instructions, while no subsequent transaction is conductedwhen the NO key 3e is depressed.

Next, a transaction will be described with reference to a flowchartshown in FIG. 4.

When a user inserts a magnetic card A into the card insert slot 2a (step100), the card data recorded on said magnetic card A is read by the cardreader 20 and sent to the control circuit 41, whereby the content(information) of the deposit of the user is checked (step 101) and, thepersonal code number input by the customer is checked. Hereinafternumerals alone are given in parenthesis. The magnetic card A is returnedwhen the check shows that the content is not normal, while a message"Select transactions" is displayed by the display unit 50 (102) whensaid check shows normality. In response to the display, the user selectsone of the transaction selection keys 3 of the operating unit to input atransaction (103).

When the user pushes the combination key 3c desiring both payment andtransfer transactions on the occasion, first a transfer input processingis performed (104), and then a payment amount input processing (105). Insaid transfer input processing, the data on the transferee's bank, atransfer account and a transferred amount are sent to the control unit40 when the user inputs this data in a prescribed form by operating theamount key 4 in response to the display in the display unit 50. In theabove-stated payment amount input processing, the data on an amount tobe repaid are sent to the control unit 40 when the user inputs said datain the prescribed form.

Then, the input data on the transfer and payment amounts are sent fromthe control unit 40 to the central processing unit 90 through a linecontrol unit 80, and said central processing unit 90 processes the data,checking and renewing information on the user, and transmits data on thepropriety of the transaction to the control unit 40 based on the resultof the above processing (106). Said control unit 40 performs processingon the basis of the data sent from the central processing unit 90. Moreprecisely, it performs processing to suspend the transaction when itreceives from unit 90 an instruction to suspend the transaction, whileit drives the slip dispenser 70 and the money dispenser 60 to print thecontent of the transaction on a slip and to count the number of sheetsof paid bank bills and the value thereof (107) and to release the slipwith the details of the transaction recorded and the bank bills to thedispenser port 2b (108), when it receives from said unit 90 aninstruction to perform the transaction. Then, both contents of transferand payment transactions are printed on the detailed transaction slip.Thus, the user can receive the detailed transaction slip and the money.

As described above, transactions of two kinds (payment, transfer) can beperformed as the same time by operating the combination key 3c, and thussaid transactions can be performed with just one insertion of themagnetic card A and just one input of personal code number by thecustomer.

When the user pushes the payment key 3a for performing a singletransaction, processings similar to steps 105 to 108 above is performed(109), and thereby the detailed transaction slip with a payment amountprinted thereon is released. When the user pushes the transfer key 3b,on the other hand, processing similar to steps 104 and 106 to 108 aboveis performed (110), and thereby the detailed transaction slip with atransferred amount printed thereon is dispensed. Thus, the user can alsoperform single transactions.

After these transactions are complete, a message "Is another transactiondesired?" appears on the display unit 50 (111), and whether or nottransactions are performed repeatedly is determined (112), based onwhich of the transaction keys 3d and 3e is repeatedly pressed by theuser.

When the user presses down the NO key 3e, it is determined that anothertransaction is not desired. Consequently, the magnetic card A isreturned to the card insert slot 2a (113), and when the returned card Ais received by the user, the transaction is complete. When the userpresses the YES key 3d, it is determined that another transaction isdesired, and processing beginning with step 102 is repeated. By pressingany one of the transaction selection keys 3 with the YES key 3ddepressed, single transactions, as well as combined transactions, can beperformed repeatedly. Thus, the transactions can be performed as neededonly by inserting the magnetic card A only once and inputting thepersonal code number only once.

The transaction selection keys 3 are designed to have specific functionsin the embodiment shown in the above-mentioned figures, and threetransaction selection keys are provided in this case in accordance withthe kinds of transactions. In this connection, the number of thetransaction selection keys would be increased unfavorably with anincrease in the kinds of transactions. This unfavorable increase in thenumber of keys can be prevented by a construction in which thetransaction selection keys are designed so that they can be operated toinput functions corresponding to expressions displayed on a screen of adisplay unit. The display unit 50 is so constructed that messages aredisplayed on the CRT screen, a caption film or the like, as shown inFIG. 5(a), while the keys are 3 are arranged at positions correspondingto said various selection messages. When a key 3 is pressed in thisconstruction, the function indicated by the message at a positioncorresponding to said key 3 can be input. Therefore, when a key 3b inthe upper left portion in FIG. 5(a) is assigned to operate for transfer,and when the same key 3b in the upper left portion in FIG. 5(b) isdesigned to fulfill the same function as the YES key 3d, the increase inthe number of keys can be prevented, while the same effect as with thefirst embodiment can be obtained. While the kinds of transactions arelimited to payment, transfer, and payment with transfer, in theembodiment shown in the above-mentioned figures, they can be increased,as shown in FIG. 6, by enlarging the dimensions of the screen of thedisplay unit 50, by increasing the number of keys provided, or by othermeans.

FIG. 7 is a flowchart based on FIG. 6 which shows a second embodiment ofthe present invention. In this embodiment, the above-describedtransaction selection keys 3 are so designed as to be able to inputsingle transactions such as payment, transfer, balance inquiry and.Iadd.deposit including .Iaddend.dispensing an envelope, as well ascombined transactions such as payment with inquiry, payment with.Iadd.deposit including .Iaddend.the dispensed envelope, and to inputonly transfers repeatedly.

The following is a description on the operations of this embodiment withreference to FIG. 7.

When a user presses a key 3j for inquiry+payment, the control unit 40and the central processing unit 90 (201) communicate, and the controlunit 40 causes the display unit 50 to display the user's balance. Then,the display unit 50 displays message "Input an amount to be repaid afterchecking the balance" (202).

After the amount is input by the user (203), communications is madeagain with the central processing unit 90 (204). When an instruction toallow a transaction is given as the result of the above processing, aslip is printed and money is counted (205), a detailed transaction slipand the paper money are dispensed (206), the magnetic card A is returned(200), and the transaction is complete.

When a key 3k for .Iadd.deposit with .Iaddend.an envelope+payment isinput by the user, information on the amount and other data which isrequired for printing the envelope is also input thereby (211), and thenmessage "Put the envelope in" is displayed (212). When the envelope isput in (.Iadd.213), .Iaddend.in response to said message, communicationsare conducted with the central processing unit 90 (.Iadd.214).Iaddend.,a slip and the envelope are printed in response to the communications(215), and then the envelope is put in a cash box to be held, while adetailed transaction slip is dispensed (216). Next, after the envelopedispensing transaction has ended, a message directing paymenttransaction is displayed (217), steps 203 to 206 and 200 are performedin the same way as in the transaction of inquiry+payment, and thetransaction is ended.

When the user presses a key 3i for repeated transfer, communications aremade with the central processing unit 90 (221), and after information ona balance displayed in accordance with the result of the aboveprocessing has been checked by the user, an expression "Input transferafter checking the balance" is displayed by the display unit 50 (222).When an amount to be transferred is input by the user (223), it iscompared with the balance (224). If the comparison shows that the amountto be transferred is greater than that of the balance, a processing isconducted .Iadd.and .Iaddend.and the transaction is suspended (231). Ifthe amount to be transferred is smaller than that of the balance, adisplay is made directing the confirmation of the content of thetransfer (225). When the user inputs his confirmation, it is determinedthat the confirmation is input, while it is determined whether theoperation of the above confirmation input is the third one (for thethird transaction) (226).

When the operation of the confirmation input is the first one (for thefirst transaction), communication is conducted with the centralprocessing unit (227), and the content of the transaction is printed ona slip according to an instruction to allow the transaction, and adetailed transaction slip thus prepared is dispensed (228).Subsequently, 222 to 228 are repeated. When the confirmation input isdetermined to be the third .[.or higher.]. at step 226, processongdescribed hereunder is conducted. When the confirmation input is thethird one steps 226 .[.to.]..Iadd., .Iaddend.229 and 230 are performed,and the detailed slip is dispensed. In this case, the system is set bythe operation of the repeated transfer key 3i so that the first to thirdtransfers can be performed repeatedly provided that the transferredamount is within the balance.

A description of single transactions is omitted, since singletransactions are performed in this case as described with reference toFIG. 4.

FIG. 8 is a flowchart showing a third embodiment of the presentinvention. In this embodiment, the system is so designed that transferscan be made from a plurality of accounts to one account of a transferee,while transfers are made from a single account to one or a plurality ofaccounts of a transferee in the foregoing two embodiments.

When the display directs the user to insert a card (301) and a magneticcard A is inserted (302), processing to read card data and check apersonal code number input are performed sequentially (303, 304). If anerror occurs in these steps, processing to return the magnetic card Aand other processing is conducted.

Next, when a transfer is selected, by pressing the transaction selectionkey (305), an instruction to input information on a transferee .[.in.]..Iadd.is .Iaddend.displayed (306), and the name of a transferee's bank,the kind of a deposit and a transfer account, etc. are input (307)according to the instruction. Then, "Input an amount to be transferredfrom an initial card" is displayed (308) to instruct the user (309).With this processing a transfer input with regard to the magnetic card Ainitially inserted is complete.

A message "Put in a card for a subsequent transfer" is then displayed(310), and when the second magnetic card B is inserted by the same user(311), steps 303 and 304 are repeated, applied to said card B (312 and313). Then an instruction to input an amount to be transferred from thesecond magnetic card B is displayed (314), and the amount for the secondmagnetic card B is input in response to said instruction (315).

After an instruction to confirm the amounts to be transferred from thetwo magnetic cards A and B is displayed (316) thereafter, theconfirmation is input (317), and then communication is conducted insequence with respect to the information on the first and secondmagnetic cards A and B. Next, a slip is printed in response to aninstruction directing the transaction, and the magnetic cards A and Band a detailed slip are dispensed (321, 322), whereby the transaction isended

With this embodiment, therefore, simultaneous transfers can be performedfrom a plurality of accounts if these transfers are made to one account.

If any of the above-described embodiments, the kind of transaction isselected after the magnetic card A is inserted. It is a matter ofcourse, in this connection, that a program can be altered so that thetransaction can be selected before the magnetic card A is inserted.Moreover, an on-line system in which the control unit 40 is connected tothe central processing unit 90 is shown as an example in theseembodiments. These embodiments can also be adapted for an off-linesystem by using a construction in which information required fortransactions is stored in the memory circuit 42 of the control unit 40and this unit performs the same processing as the central processingunit 90 based on said information. Also, the magnetic cards are employedas examples in these embodiments. However, the present invention is notlimited to these cards; it can be applied also to a system in which ICcards or optical stripe cards, for instance, are employed.

As described above, the present invention is so constructed that notonly transactions of different kinds, but also transactions of the samekind, can be performed as needed by pressing the repeated transactionkeys; hence, one user can perform transactions repeatedly withoutre-inserting the card. With the present invention, therefore, it isunnecessary for one user to repeat such operations as putting the cardin and taking it out and entering a personal code number, which producesremarkable effects of saving time and shortening the time required fortransactions.

I claim:
 1. A system for automatic transactions, comprising:a mediumreader for receiving an inserted medium from a customer and for readingdata from said medium in which information identifying said customer isrecorded; a operation unit provided with transaction selection keyscomprising single transaction and combination keys to input transactionsof different kinds in combination, and a numerical key to inputnumerical values and personal code number of said customer; a displayunit for displaying instructions for operation to said customer; and acontrol unit for performing a single transaction based on data read bysaid medium reader and of said selection keys, and for performing aplurality of different transactions based on data read from said mediumand said combination keys, in repsonse to one insertion of said mediumto said medium reader and one input of the personal code number of saidcustomer.
 2. A system as claimed in claim 1, in which said transactionsinclude an inquiry requesting the value of a balance, and in response tosaid inquiry, said display unit displays the value of the balance to beconfirmed by said customer relative to another transaction performed.[.simultaneously.]. .Iadd.subsequently .Iaddend.by said control unit..[.3. A system for automatic transactions, comprising:a medium readerfor receiving an inserted medium from a customer, and for reading datafrom said medium in which information identifying said customer isrecorded; a operation unit provided with transaction selection keyscomprising a repeated transaction key to input signals specifyingwhether a next transaction is to be performed successively, and anumerical key to input numerical values and personal code number of saidcustomer; a display unit for displaying instructions for selection orwhether different transactions are to be performed successively for saidcustomer; and a control unit for performing first and secondtransactions successively based on data from said medium and the signalinput by said repeated transaction key, in response to one insertion ofsaid medium to said medium reader and one input of the personal codenumber by said customer..]. .[.4. A system as claimed in claim 3, inwhich said control unit performs said second transaction when saidrepeated transaction key is operated by said customer in response toinstructions of said display unit after the completion of said firsttransaction..]. .[.5. A system as claimed in claim 3, in which one ofsaid first and second transaction is an inquiry requesting the value ofa balance, and in response to said inquiry, said display unit displaysvalue of the balance to be confirmed by said customer in relation to theother of said first and second transaction performed successively..]. 6.A system for automatic transactions, comprising:a medium reader forreceiving inserted a plurality of media from a customer and for readingdata from said media in which information identifying said customer isrecorded; a operating unit provided with transaction selection keyscomprising single keys to input a single transaction and combinationkeys to input a plurality of transactions, and a numerical key to inputnumerical values and the personal code number of said customer; adisplay unit for displaying instructions for operation to said customer;and a control unit for performing a single transaction based on dataread from said medium and the operations of said single keys, and forperforming a plurality of transactions with a plurality of accounts,based on the read data from said media and the operation of saidcombination keys, with one insertion of each media and one input ofpersonal code number corresponding to said each medium by said customer.7. A system as claimed in claim 6 in which said media is inserted intosaid medium reader in response to the instructions of said display unitby said customer, said transactions to be performed are transfertransactions from a plurality of accounts, and said control unitperforms transfers from a plurality of accounts corresponding to saidmedia to an account of a transferee.
 8. A method for automatictransactions, comprising:inserting a medium of a customer; reading datafrom said medium including information identifying said customer;inputting a personal code number to identify said customer; displayinginstructions to select a transaction including a single transaction or acombined transaction; inputting a transaction based upon saidinstructions; and performing a single transaction on the basis of thedata of the medium read and in accordance with the single transactioninput, and performing a plurality of transactions .[.simultaneously.]..Iadd.subsequently .Iaddend.on the basis of the same data from saidmedium when said transaction is a combined transaction, in response toone insertion of said medium and one input of said personal code numberby said customer. .[.9. A method for automatic transactions, comprising:inserting a medium of a customer; reading data from said mediumincluding information identifying said customer; inputting a personalcode number to identify said customer; displaying instructions to selecta kind of transaction including a single transaction or a repeatedtransaction; inputting a signal specifying the kind of transaction basedon said instruction; and performing a prescribed transaction on thebasis of the data of the medium read and in accordance with the kind oftransaction input, and performing first and second transactionssuccessively on the basis of the same data from said medium when saidkind of transaction is a repeated transaction, in response to oneinsertion of said medium and one input of said personal code number bysaid customer..]. .[.10. A method for automatic transactions,comprising:inserting a medium of a customer; reading data from saidmedium including information identifying said customer; inputting apersonal code number to identify said customer; displaying instructionsto select a kind of transaction; inputting a signal specifying the kindof transaction based on said instructions; performing a prescribed firsttransaction on the basis of the data of the medium read and in responseto the kind of transaction input; displaying instructions to selectrepeated transactions which are to be performed successively on thebasis of said data; selecting the repeated transaction in response tosaid display; and performing a second transaction successively aftercompletion of said first transaction, in response to one insertion ofsaid medium to said medium reader and one input of the personal codenumber by said customer..]. .Iadd.11. A system for automatic bankingtransactions, comprising:medium reader means for receiving a medium froma customer and for reading data from said medium in which informationidentifying said customer is recorded; an operation unit provided withat least one combination transaction selection key to input theselection of the combination transaction, and at least one number key toinput numerical values by the customer; display means for displayinginstructions and data for operation to the customer; control means foridentifying the customer in response to the information identifying saidcustomer and providing customer banking information; said control meansfurther performing a first banking transaction based upon said customerbanking information and one selection of said combination transactionselection key and thereafter performing a second banking transactionbased upon the customer banking information and said selection of thecombination transaction selection key with automatic flow from the firstbanking transaction to the second banking transaction in response toonly one reading data from said medium and only one selection of saidcombination transaction selection key. .Iaddend. .Iadd.12. The systemaccording to claim 11, wherein said operation unit further includes atleast one single transaction selection key; said control unit furtherbeing responsive to said single transaction key and the customer bankinginformation for performing only a single transaction with only onereading data from said medium and only one selection of a singletransaction selection key. .Iaddend. .Iadd.13. The system according toclaim 11, wherein said control means automatically repeats said firsttransaction as said second transaction. .Iaddend. .Iadd.14. The controlsystem according to claim 11, wherein said control means, in response tosaid customer banking information provides a fixed number of times forcounting transaction repetitions; said control means automaticallyrepeats said first transaction successively for the fixed number oftimes. .Iaddend. .Iadd.15. The system according to claim 11, whereinsaid medium reader receives an encoded card and reads the encoded card;and further including means for receiving customer identificationinformation and being in addition to said medium reader means and thecustomer identification card. .Iaddend. .Iadd.16. The system accordingto claim 15, wherein said medium reader includes said numerical key forthe entry of a personal identification number of the customer. .Iaddend..Iadd.17. The system according to claim 11, wherein said control meansstops processing and requests, through said display means, informationfrom said customer for use in the remainder of said transaction..Iaddend. .Iadd.18. The system according to claim 11, wherein said firsttransaction and said second transaction are transactions of differentkinds. .Iaddend. .Iadd.19. The system according to claim 18, whereinsaid control means provides said first transaction as an inquiryrequesting the value of a balance, and in response to said inquiry saiddisplay means displays the value of the balance to be confirmed by thecustomer relative to the second transaction. .Iaddend. .Iadd.20. Thesystem according to claim 19, wherein said control means performs saidsecond transaction in response to said balance being a limit of saidsecond transaction. .Iaddend. .Iadd.21. The system according to claim20, wherein said control means, as a part of said second transaction,requests input of a numerical amount from said numerical key, haltsoperation waiting for said input, and after said input compares theinput amount with the balance. .Iaddend. .Iadd.22. The system accordingto claim 12, wherein said control means provides said first and secondtransactions as transactions of a different kind. .Iaddend. .Iadd.23.The system according to claim 14, wherein said control means provides acomparison of the number of repetitions of said second transaction withsaid fixed number; andsaid control means in response to said comparisonindicating that the number of repetitions is less than the fixed number,said control means further repeating said second transactionautomatically for a fixed number of times without customer choice orselection of the repetition. .Iaddend. .Iadd.24. The system according toclaim 11, wherein one of the said first and second transactions is apayment inquiry and the other is a deposit with dispensing of anenvelope. .Iaddend. .Iadd.25. The system according to claim 11, whereinsaid first transaction is balance inquiry and said second transaction isa transfer of funds. .Iaddend. .Iadd.26. The system according to claim11, wherein said first transaction is balance inquiry and said secondtransaction is a payout of funds. .Iaddend. .Iadd.27. The systemaccording to claim 26, including a second combination transactionselection. .Iaddend. .Iadd.28. The system according to claim 27,wherein, in response to said second combination transaction key, saidcontrol means performs two transactions, one of which is the same as oneof said first and second transactions and the other of which isdifferent. .Iaddend. .Iadd.29. The system according to claim 11,including a second combination transaction selection. .Iaddend..Iadd.30. The system according to claim 29, wherein, in response to saidsecond combination transaction key, said control means performs twotransactions, one of which is the same as one of said first and secondtransactions and the other of which is different. .Iaddend. .Iadd.31.The system according to claim 21, wherein said control means, inresponse to said customer banking information provides a fixed number oftimes for counting transaction repetitions;said control meansautomatically repeats said first transaction successively for the fixednumber of times. .Iaddend. .Iadd.32. The system according to claim 31,wherein said control means provides a comparison of the number ofrepetitions of said second transaction with said fixed number; and saidcontrol means in response to said comparison indicating that the numberof repetitions is less than the fixed number, said control means furtherrepeating said second transaction automatically for a fixed number oftimes without customer choice or selection of the repetition. .Iaddend..Iadd.33. The system according to claim 32, wherein said operation unitfurther includes at least one single transaction selection key; saidcontrol unit further being responsive to said single transaction key andthe customer banking information for performing only a singletransaction with only one reading data from said medium and only oneselection of a single transaction selection key; said medium readerreceives an encoded card and reads the encoded card; and furtherincluding means for receiving customer identification information andbeing in addition to said medium reader means and the customeridentification card; and said medium reader includes said numerical keyfor the entry of a personal identification number of the customer..Iaddend. .Iadd.34. A system for automatic transactions, comprising: amedium reader for receiving a medium from a customer and for readingdata from said medium in which information identifying said customer isrecorded; an operation unit provided with transaction selection keyscomprising at least one combination key to provide a single inputspecifying a plurality of transactions in combination, and a numericalkey to input numerical values; a display unit for displayinginstructions for operation to said customer; a control unit forperforming a plurality of transactions in combinations based on dataread from said medium and input by said combination key, in response toone insertion of said medium to said medium reader. .Iaddend. .Iadd.35.A system according to claim 34, wherein said operation unit, with saidnumerical key, inputs a personal code number of the customer; and saidcontrol unit performs said plurality of transactions in combination inresponse to one input of the personal code number by the customer..Iaddend. .Iadd.36. A system according to claim 35, wherein said controlunit is responsive to only one medium from the customer. .Iaddend..Iadd.37. A system according to claim 34, wherein said control unit isresponsive to only one medium from the customer. .Iaddend. .Iadd.38. Asystem for automatic transactions, comprising: a medium reader forreceiving an inserted medium from a customer, and for reading data fromsaid medium to which information identifying said customer is recorded;an operation unit provided with transaction selection keys comprising atleast one transaction key to input signals for repeatedly performing thesame transaction, and at least one numerical key to input numericalvalues; a display unit for displaying instructions for operation to thecustomer; and a control unit for performing only said transactionsuccessively and automatically based on data from said medium and onlyone signal input by said transaction key, in response to one insertionof said medium to said medium reader and one input signal from saidtransaction key. .Iaddend. .Iadd.39. A system according to claim 38,wherein said operation unit numerical key is further to input a personalcode number of the customer; and said control unit performs saidtransaction repeatedly in response to one input of the personal codenumber of the customer. .Iaddend. .Iadd.40. A system for automatictransactions, comprising: a medium reader for receiving a medium from acustomer, and for reading data from said medium in which informationidentifying said customer is recorded; an operation unit provided withtransaction selection keys comprising single transaction keys and atleast one combination key to input a signal specifying first and secondtransactions to be performed automatically in succession, and anumerical key to input numerical values and personal code number of saidcustomer; a display unit for displaying instructions for operation tosaid customer; and a control unit for performing a single transactionbased upon signal input by a single transaction key; and said controlunit for performing, based upon a signal input from said combinationtransaction key, a first transaction, for displaying a result of theperformance of said first transaction, and for performing a secondtransaction, automatically in order, based upon data read from saidmedium and a signal input by said combination key, in response to oneinsertion of said medium to said medium reader, one input of thepersonal code number by said customer, and one actuation of saidcombination key. .Iaddend. .Iadd.41. A system according to claim 40,wherein said control unit repeats said first and second transactionsautomatically without customer selection. .Iaddend. .Iadd.42. A systemfor automatic transactions, comprising: a medium reader for receiving amedium from a customer and for reading data from said medium in whichinformation identifying said customer is recorded; an operation unitprovided with transaction selection keys comprising at least onecombination key to provide a single input specifying a plurality oftransactions in combination, and a numerical key to input numericalvalues; a display unit for displaying instructions for operation to saidcustomer; and a control unit for performing a plurality of transactionsbased on the read data from said media and the operation of saidcombination keys with one receipt of each media by said customer..Iaddend. .Iadd.43. A system for automatic transactions, comprising:amedium reader for receiving a medium from a customer and for readingdata from said medium in which information identifying said customer isrecorded; an operation unit provided with transaction selection keyscomprising at least one combination key to provide a single inputspecifying a plurality of transactions in combination, and a numericalkey to input numerical values; a display unit for displayinginstructions for operation to said customer; a control unit forperforming a plurality of transactions in combination and for thereafterperforming another plurality of transactions in combination, in responseto one insertion of said medium to said medium reader. .Iaddend..Iadd.44. A method for automatic banking transactions, comprising:receiving a medium from a customer, reading data from said medium andrecording information identifying said customer; from an operation unitprovided with at least one combination transaction selection key toinput the selection of the combination transaction, and at least onenumber key to input numerical values by the customer selecting saidcombination transaction key only once; displaying instructions and datafor operation to the customer; identifying the customer in response tothe information identifying said customer and providing customer bankinginformation; performing a first banking transaction based upon saidcustomer banking information and one selection of said combinationtransaction selection key and thereafter performing a second bankingtransaction based upon the customer banking information and saidselection of the combination transaction selection key with automaticflow from the first banking transaction to the second bankingtransaction in response to only one reading data from said medium andonly one selection of said combination transaction selection key..Iaddend. .Iadd.45. The method according to claim 44, wherein saidoperation unit further includes at least one single transactionselection key; in response to said single transaction key and thecustomer banking information, performing only a single transaction withonly one reading data from said medium and only one selection of asingle transaction selection key. .Iaddend. .Iadd.46. The methodaccording to claim 44, including automatically repeating said firsttransaction as said second transaction. .Iaddend. .Iadd.47. The methodaccording to claim 44, including receiving an encoded card and readingthe encoded card; and further including means for receiving customeridentification information and being in addition to said medium readermeans and the customer identification card; andnumerical key entering apersonal identification number of the customer. .Iaddend. .Iadd.48. Themethod according to claim 44, including stopping processing andrequesting, through said display means, information from said customerfor use in the remainder of said transaction. .Iaddend.